Mortgages & Borrowing
Mortgages, Refinancing, Borrowing & Guarantees
We handle the legal paperwork for your mortgage, refinance, or borrowing — so you can focus on getting the best deal for your situation.
How to Get Started
Our Fees
All fees include GST. Pay within 7 days for our discounted rate — normal fees (20% more) apply after that.
| Scenario | Discounted fee |
|---|---|
| Discharge only | $768 |
| New mortgage only | $1,568 |
| New mortgage + discharge (most common) | $1,982 |
| Plus AML: $276 (1 person) · $322 (2 people) | |
See the fee chart for full details of extras and disbursements →
Accept Our Fees & Terms
Take a look at our fee chart and terms of engagement. If you are happy to proceed, click below — we will get started straight away.
Prefer a detailed, itemised quote first? Request your free quote →
We Handle the Rest
We prepare all documentation, coordinate with your lender(s), and register everything on the title.
Clear Legal Advice on Mortgages and Borrowing
Whether you're taking out a new mortgage, switching lenders, topping up, or discharging a loan — we make the legal side simple.
A mortgage is a loan secured against your property. Purchasers use mortgages to buy property, and existing owners can borrow against their property for other purposes. Either way, the legal documentation needs to be handled correctly — registering new mortgages, discharging old ones, and making sure the terms protect your interests.
We act for borrowers on new mortgages, refinancing (switching lenders), top-ups, discharges, and guarantees. Our fees are published upfront and include GST — we'll send you a personalised quote before you commit to anything.
If you're not sure which category your transaction falls into, just get in touch — we're happy to clarify before you make any decisions.
🎉 Property Client Exclusive — 50% Off Estate Planning
As a property transaction client, you qualify for 50% off all will-based estate planning documents when you sign them at the same time as your property documents.
Normal Will + Both EPAs: Individual $550 (normally $1,100) | Couple $1,000 (normally $2,000)
