Trust-based estate and asset protection plan.
Protect Your Family Home, Business & Investments.
A coordinated set of documents — trust deed, wills, EPAs and more — designed to protect your most important assets for the people you choose
| ||||||||||||||
Trust Types & Pricing
We will advise on which structure is right for you. All prices include GST. Learn about each trust type →
- Flexible discretionary trust
- Maximum asset protection
- Tax planning flexibility
- All estate planning documents included
- Defined interest entitlements
- Great for blended families
- Clear, certain outcomes
- All estate planning documents included
- Protects wealth across generations
- Enhanced long-term provisions
- Ideal for significant assets
- All estate planning documents included
- Separate trust for each partner
- Protects pre-relationship assets
- Life interest provisions
- All estate planning documents included
Optional Add-On Trusts
Additional Costs
| Item | 1 Person | Couple |
|---|---|---|
| AML Compliance (required) | $276 | $322 |
| Corporate Trustee Company (optional) | $520 | |
| Property transfers into trust | Quoted separately | |
💡 What's Included in the Trust Price
For Family, Defined Interest and Multi-Generational trusts, the fee includes: trust deed, memorandum of wishes, enduring powers of attorney (property and welfare), advance health care directives, will, deed of loan/sale of assets, initial deed of gift, initial minutes, and a chart to record loans and repayments.
Example — Family Trust: $2,200 (1 person) / $2,750 (couple) + AML $276/$322 = $2,476 (1 person) / $3,072 (couple).
Business/Inheritance/Special Disability trusts include a trust deed, a simple memorandum of wishes, deed of loan, and initial minutes.
Complete Your Questionnaire
Once you've accepted your quote and Terms of Engagement, complete the online questionnaire from the comfort of your own home. It takes 30–90 minutes depending on your trust type, and saves automatically — stop and return anytime.
Online Questionnaire (Coming soon)
Complete the full questionnaire online. Your answers save automatically.
Preparation Guide
Download first to see what information you'll need before starting online.
The preparation guide follows the same section order as the online questionnaire.
Have ready: full legal names, dates of birth, IRD numbers, asset details and your accountant's contact information.
Do You Need a Trust-Based Estate Plan?
A trust may be worth considering if any of the following apply to you.
Home or Properties
You own or plan to own a family home, rental properties, or a bach.
Business or Professional Risk
You run a business or face professional liability exposure.
Blended Family
You have children from previous relationships and want to balance fairness with protection.
Second Relationship
You are in a new relationship and want to protect pre-relationship assets for your own children.
Vulnerable Beneficiaries
You have a child or family member with a disability, health issue, or spending risk.
Generational Wealth
You want assets to stay in the family line across generations, not pass out through relationships.
What Your Plan Includes
Core Trust Documents
✓ Trust Deed (tailored to your trust type)
✓ Memorandum of Wishes
✓ Deed of Loan / Sale of Assets
✓ Initial Deed of Gift
✓ Initial Trustee Minutes
✓ Chart to record loans and repayments
Estate Planning Documents (Included)
✓ Will (coordinated with trust)
✓ EPA for Property
✓ EPA for Welfare
✓ Advance Health Care Directives
Frequently Asked Questions
Yes. A will is still essential. It deals with any assets not held in the trust, appoints executors, and can include instructions such as guardians for children. We make sure your wills and trusts are properly coordinated.
It can be straightforward, but needs to be done carefully. We prepare the necessary sale, loan and gift documents and work with your other advisers to manage any tax or other implications.
A family trust is a single flexible trust for a couple or individual. Parallel trusts are two separate trusts — one for each partner — typically used where each partner wants to keep their pre-relationship assets separate and protect their own children. Learn more about trust types →
Yes. We regularly review trusts prepared by other firms. We can assess whether your trust complies with the Trusts Act 2019, still provides the protection you expect, and reflects your current wishes. Learn about our trust review service →
Typically 2–4 weeks from questionnaire completion to signing, depending on the complexity of your plan and how quickly you return information. We keep you informed at every stage.
Important Trust Topics
Understanding these issues helps you protect your trust and your family.
Reviewing Your Trust
Is your trust still doing the job you think it does? Laws change, families change — a regular review makes sure your trust keeps up.
Charitable Trusts
Structure your giving for long-term impact — whether through a standalone charitable trust or charitable provisions within your family trust.
Alter Ego Trusts
Retaining too much control over your trust can undermine its asset protection. Find out whether your trust is at risk.
Sham Trusts
If a trust was never genuinely intended, it can be declared a sham — with serious consequences for asset protection.
Trusts & Section 182
How s 182 of the Family Proceedings Act can affect nuptial settlements and family trusts after divorce or civil union dissolution.
Invalidity of Trusts
The three certainties, sham trusts, and when a trust can be declared invalid — and what happens to the assets.